Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Urban Beneficiaries

In urban areas, 12 types of workers qualify for the scheme:

  1. Ragpickers

  2. Beggars

  3. Domestic workers

  4. Street vendors, cobblers, hawkers, or other service providers

  5. Construction workers, plumbers, masons, laborers, painters, welders, security guards, coolies, and other load workers

  6. Sweepers and sanitation workers

  7. Gardeners

  8. Home-based workers, artisans, handicrafts workers, and tailors

  9. Transport workers, drivers, conductors, helpers, cart pullers, and rickshaw pullers

  10. Shop workers, assistants, peons, helpers, delivery assistants, attendants, and waiters

  11. Electricians, mechanics, assemblers, and repair workers

  12. Washermen and watchmen

Although PM-JAY uses the SECC for household eligibility, many states have their own health insurance programs with pre-selected beneficiaries. States can use their databases for PM-JAY but must ensure all families eligible per the SECC are included.

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DELHI AROGYA KOSH